What Should I Do to Prepare My Home for Showings?

There are a number of things you can do to prepare your property for showings that can help you create a great impression and drum up interest in your valuable home. Some of these things will be external, while others will be internal. Exterior This is your chance to make a great first impression. * The lawn – It should be well-kept. * The garden – It should be well-tended. Consider adding a few colorful plants to cheer things up. Prune trees and shrubs, and get rid of old leaves. * Fencing – All the fencing around the property should be in good repair and freshly painted. * Fresh-looking blacktop – Your driveway should look well-tended and not be stained. * A great garage – De-clutter your garage so people get a sense of spaciousness. Consider donating, selling or storing items you rarely use. Ask the neighbors if they will...
Continue reading »

Investments for Grandkids All Grandparents Can Love

One of the best ways to indulge your kids is to teach them the value of money. That can happen simply by helping them invest in their future through different investment opportunities. Ensure that you explain these things to your kids and your grandkids as they get older, so that they know how to grow and use their savings. 529 College Savings Plan Every state has 529 college savings plans, often referred to as a 529 plan. Basically, it’s a savings plan to cover college costs individual to each state. However, children are free to use the money in the account for any state, though it might not be enough to cover tuition depending on the school your grandchild wants to go to. The best thing to do is read all about 529 plans on this government website: https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.html Roth Individual Retirement Account (IRA) As soon as your grandchild has...
Continue reading »

Pet Vitamins and Supplements: Do They Really Help?

Vitamins and supplements have made a huge comeback for not only humans but their pets too. One of the reasons is that we enjoy treating our pets like children, because we love them, and we want them to be healthy and happy. If it’s good for us, it’s good for them, right? That’s the attitude, anyway. But, do pets really need vitamins and supplements? Do they really help? The first thing you should do for your pet is to feed them right, give them lots of exercise, and play with them and love them often. This will help your pet be as healthy as possible even without vitamins and supplements. * Healthy Diet – Feed your pet commercially prepared food that is highly rated and recommended by your veterinarian. Don’t worry; if your vet recommends food that they sell in their office, you can ask them what type of food...
Continue reading »

What Should I Disclose to Potential Buyers?

Disclosures are a key part of selling your home. The prospective buyer should have some reasonable assurance that the home they are getting is a valuable one, with no ticking time bombs lurking that will land them with a lot of expensive repairs. Honesty Is the Best Policy Most smart sellers will spruce up their home with a fresh coat of paint and perform any minor repairs before they put their home on the market. However, some unscrupulous people will make cosmetic changes with a view to hiding something more serious, in the hope of making the sale and tricking the buyer. This is short-sighted, because the house will need to be appraised, and any decent real estate appraiser knows all the tricks. The sale will fall through, and you as a seller will have your reputation dented in the eyes of the realtor trying to work with you to...
Continue reading »

How to Stay Close with Your Grandchildren

As a grandparent, one of your most important jobs is to ensure that you bond with and stay close to your grandchildren. Today, that’s possible even at a distance if you use technology to your advantage. These tips will help. * Listen More Talk Less – You know the saying, “God gave you two ears and one mouth for a reason.” This is very important when it comes to dealing with the younger generation. Due to the age gap, sometimes parents and grandparents seem very out of touch and even hypocritical and judgmental to younger people. If you want to ensure that you are thought of as open-minded and open-hearted, listen more and talk less – especially when it’s something that you’re not accustomed to. * Keep Most Secrets and Confidences – When your grandchild tells you anything, consider it confidential. Of course, if they tell you something that must...
Continue reading »

Is It Possible to Overdose My Pet with Too Many Vitamins or Supplements?

Sometimes people think that if something is good for their pet (or themselves), more equals better. But, the problem with that idea is that it’s never true. Like humans, adults or children, animals can overdose on too many vitamins and supplements. This can make them very sick and even cause serious complications, including death. But, it depends on the vitamin or supplement. Symptoms of Vitamin or Supplement Overdose If your pet has got into their (or your) supplements, the best course of action is to immediately get them to an emergency vet clinic – even if they have no symptoms yet. If they are having symptoms, these will usually include digestive issues such as diarrhea, vomiting, and painful gas. Most overdoses are not intended. If you’re cognizant of what is in your pet’s food before you supplement, and only give the recommended daily amounts, it’s very unlikely to overdose your...
Continue reading »

What Is a Sale Contingency?

A home sale contingency is one type of contingency clause which is often included in a real estate sales contract or an offer to purchase real estate. The clause states that the transaction is dependent (or contingent upon) certain circumstances – usually the sale of the buyer’s home. Many people start looking for their ideal home before their own has sold. If they find their dream house, they will usually make an offer on it so it doesn’t slip away. However, they will be depending on the money they get from selling their home in order to buy the new home. With a sale contingency clause, they would stipulate a date by which they would be able to sell their own home, so the sale would move forward. If the house does not sell by that date, the contract will be terminated and the seller will be free to sell...
Continue reading »

Grandparents Sharing History with Grandchildren

One of the best parts of being a grandparent is sharing family history and heritage with your grandkids. Grandkids like hearing stories about your life before they came along, especially if their parents are included. Here are some fun ways for grandparents to share history with grandchildren. Write a Book There are many stories you can share in a book. The best way not to get overwhelmed is to focus on sharing a specific story with the book. It might be a book about your life up until today, or it might be a book about the family tree. It’s up to you, and you don’t have to do just one. You could write separate books such as “The Day You Were Born”, “How Grandpa and I Got Married”, and more. Make a Video If you are more comfortable recording a video of the story, try that. You can usually...
Continue reading »

Do I Need to Supplement My Pet’s Diet? 

We humans like to take supplements to help improve our health. Sometimes they work, and sometimes they don’t. The same can be said for your fur babies. Just as the research conducted on supplements for humans is sparse, so is animal research for supplements. But, vets will try supplementation for pets when nothing else seems to work, and some pet parents claim relief, so it can often be worth trying on a case-by-case basis depending on the problem. Failure to Thrive Sometimes a pet will suffer from a failure to thrive no matter what type of food the pet parent is providing. When this happens, veterinarians will look to supplement a pet on the types of nutrients they need. If this happens, you will have to manually provide vitamins, minerals, and calories to the animal to prevent deficiencies. Cat Herpes (FHV-1) The feline herpes virus is very common in shelter...
Continue reading »

What Are Seller Concessions?

There are many different costs and fees involved in buying a home. If a buyer is not careful, they can really start to mount up. Therefore, smart prospective buyers will often ask for concessions from the person selling the home in order to keep down expenses. Closing costs in particular can really become overwhelming. They are rarely budgeted for when eager buyers scrape together their down payment. Rather than let a good buyer walk away from the table at the last minute, sellers might be willing to offer the concession of paying some or all of the most common fees involved in finalizing the sale. Various Concessions There is a large amount of paperwork involved in selling a home. In some cases, it might be cheaper for the seller to do it than the buyer, and this will also generate good will. Seller concessions might also include little perks around...
Continue reading »